The debit card is a plastic payment card which is made up of the integrated chip, magnetic strip, an RFID tag. It is used for money transaction and eliminates the need of carrying cash. It directly deducts money from consumer’s account to pay and transaction. RFID (radio frequency identi?cation) is considered as an advanced technology for automatic identi?cation of objects. RFID and NFC (near ?eld communication) technology is considered as the future technology for contactless payment. NFC allows two devices placed within few centimeters to exchange data. One of the biggest problems of RFID and NFC card is that RFID reader can easily read and get the data when RFID tags come in the range of RFID reader .In our paper, we have proposed a system using GSM(global system for mobile communication) module providing extra security to contactless payment.